Buying your first home is a major milestone—but what if that milestone could also be your first step toward building long-term wealth?
It’s been just over a year since the Office of the Superintendent of Financial Institutions (OSFI) implemented a game-changing revision to Canada’s mortgage rules—eliminating the stress test for uninsured borrowers switching lenders at renewal. And now, in 2025, we’re seeing the ripple effects across the mortgage and real estate landscape.
The Greater Toronto Area (GTA) is currently experiencing a significant shift in its pre-construction condominium market. While inventory is abundant at present, a looming shortage is anticipated due to a slowdown in new project launches. This evolving landscape presents both challenges and opportunities for investors and homebuyers.
In the ever-evolving landscape of real estate, market slowdowns are an inevitable phase. However, these periods are not merely lulls but opportunities for proactive agents to refine their strategies and position themselves for future success.
Canada’s pre-construction housing scene is evolving—and fast. What was once a market primarily shaped by investor demand is now seeing new priorities emerge from end-users, shifting the way projects are being planned, designed, and sold. From location preferences to unit types and amenities, developers are tuning in to the changing needs of modern buyers.
In 2025, Canadian homebuyers, particularly those in Ontario and Toronto, have access to a variety of government programs designed to make purchasing a home more affordable. These initiatives encompass tax credits, savings plans, and incentives aimed at easing the financial burden of buying a home.
Buying a home in 2025 is more than just the price tag. While home prices across Ontario, Toronto, the GTA, and Alberta remain a major factor, many buyers underestimate the true cost of homeownership. From closing costs to property taxes, maintenance fees, and unexpected expenses, understanding these financial obligations is crucial for making a well-informed purchase.
Investing in real estate remains a cornerstone strategy for wealth building in Canada. As of 2025, investors are faced with a pivotal decision: should they invest in pre-construction properties or opt for resale homes? This analysis delves into the pros and cons of each option, with a focus on market data from Toronto and Calgary.
Securing optimal financing for investment properties in 2025 requires a strategic approach, especially within Ontario's evolving economic landscape. With interest rates on a downward trajectory and the real estate market exhibiting signs of stabilization, investors have a unique opportunity to expand their portfolios. This article delves into effective mortgage strategies, the role of private lending, and the benefits of leveraging existing equity to maximize investment potential.
In Canada's dynamic real estate market, investors often grapple with the decision between short-term vacation rentals and long-term leases. As of 2025, this choice is influenced by evolving regulations, shifting demand patterns, and varying return on investment (ROI) potentials.
In 2025, the real estate market presents unique opportunities for investors to capitalize on market corrections. With potential price adjustments and shifting interest rates, strategic approaches can lead to acquiring undervalued properties and building long-term wealth.
Explained in 5 Min: With Only $25K I Bought 2 Detached Houses in Toronto Worth $5.5 Million
Every parent should watch this video and make their children watch it with them
or
Every child should watch this video and make their parents watch it with them
How I currently own 2 detached houses in Toronto valued at $5.5 Million Dollars.
Today I discuss why I have been buying Real Estate in Calgary since 2019 - FOLLOW MY Money.
I discuss:
Take advantage of the Buy Low market in Calgary.
Alberta population will grow 48% over the next two decades - twice as fast as Ontario and LEAD CANADA.
Learn about the BOOMING Tech Start-Up Sector in Calgary.
Learn about the multi-national Tech companies choosing Calgary over Toronto and Vancouver.
How Alberta has no closing costs and properties are Cashflow Positive.
When you buy in Calgary you are rewarded with positive Cashflow as you wait for your properties to go up in value.
Today I sit down with Jamie Johnson an Economist and a Real Estate Industry Veteran a career spanning over 5 decades (70’s, 80’s, 90’s, 00’s, 10’s)
We discuss:
How inflation impacts real estate.
How you can use real estate to hedge and profit off of inflation.
What inflation is and his experience with it in the past.
Where he expects the market to go in the future.
This is a MUST watch episode to understand how inflation is going to impact you moving forward in the future and how you can protect against this.
The Greater Toronto Area (GTA) is currently experiencing a significant shift in its pre-construction condominium market. While inventory is abundant at present, a looming shortage is anticipated due to a slowdown in new project launches. This evolving landscape presents both challenges and opportunities for investors and homebuyers.
Read MoreThe real estate market in Toronto has long been a dynamic and evolving landscape, shaped by a blend of economic forces and government policies. For investors, understanding how regulatory changes can influence the market is critical to making informed decisions. As we move closer to 2025, several anticipated shifts in government policies could have significant implications for Toronto’s real estate investment environment. Let’s explore these potential changes and how they might affect your investment strategies in the coming year.
Read MoreToday I discuss why I have been buying Real Estate in Calgary since 2019 - FOLLOW MY Money.
I discuss:
Take advantage of the Buy Low market in Calgary.
Alberta population will grow 48% over the next two decades - twice as fast as Ontario and LEAD CANADA.
Learn about the BOOMING Tech Start-Up Sector in Calgary.
Learn about the multi-national Tech companies choosing Calgary over Toronto and Vancouver.
How Alberta has no closing costs and properties are Cashflow Positive.
When you buy in Calgary you are rewarded with positive Cashflow as you wait for your properties to go up in value.
Today I sit down with Jamie Johnson an Economist and a Real Estate Industry Veteran a career spanning over 5 decades (70’s, 80’s, 90’s, 00’s, 10’s)
We discuss:
How inflation impacts real estate.
How you can use real estate to hedge and profit off of inflation.
What inflation is and his experience with it in the past.
Where he expects the market to go in the future.
This is a MUST watch episode to understand how inflation is going to impact you moving forward in the future and how you can protect against this.
Read MoreToday I sit down with Tyler Pearson president and co-founder of Malleumpartners.com.
We discuss:
His journey from buying his first Multi-residential building.
Growing personal real estate portfolio.
Starting multi-million dollars private equity fund that purchases real estate.
Where he is investing now.
There are many ways to build wealth in real estate. Learn from the best on how Tyler did it through buying Multi-residential.
Read MoreAfter our chat with Amit last week I wanted to apply the mind set 'anyone can get a mortgage'. I wanted to show everyone why they want to get multiple mortgages. I show people how I turned my first investment condo into 2 additional condos.
This allowed me to:
Triple my real estate portfolio.
Triple the rate my wealth would grow.
Triple my future retirement earnings.
My favourite question for my mortgage broker is "Who Can Get A Mortgage". Amit's answer "Everyone". Real Estate is a long game. That’s what Alex Wilson Broker Owner of RE/MAX Wealth Builders Real Estate will tell you. In order to play that game you need to get mortgages. In this episode, Alex and Amit will tell you how you can do that and get started on the road to realizing wealth with real estate.
Read MoreStarting at $340,000 to $390,000
3 Years Lease Back By Builder with full property management.
Positive Cash Flow of over $350 per MONTH
Closing Summer 2022
10% down
No HST (5% GST)
No Land Transfer Fees
No Developer Charges
Our upcoming Webinar will go into detail about the changes that are happening in Calgary beyond the headlines.
Read MoreI just purchased my most recent investment condo in Calgary because I strongly believe that it will be the next city to JUMP in price as tech jobs and international money start to flow in in. Calgary has been dependent on the oil and gas industry but it's pro-investment, anti-tax environment is attracting a huge influx of investment and it is experiencing large economic diversification.
Our upcoming Webinar will go into detail about the changes that are happening in Calgary beyond the headlines.
Read MoreWe want to show you how to leverage the equity, or “dead money” in your existing properties to fuel the rapid expansion of your real estate portfolio's growth and how to build a multi-million dollar real estate portfolio. This is a must watch for any real estate investor!
Read MoreInvesting in any asset class right now is a scary proposition. No matter where you look, the current environment feels like “doom and gloom”. Many are questioning if every asset class like the stock market, real estate, gold, bitcoin, etc. will hold up or if there are more tough times ahead. More important for us, we want to know if the Toronto condo market is doomed post Covid-19.
Read MoreFor the first time ever, it might be the time to sell your real estate investment property if you meet 4 very specific criteria. Now is not the time to exit the market entirely though because the fundamentals of the long-term Toronto real estate market are still very strong. Instead you will want to reallocate your real estate investments into better performing properties.
Read MoreEven though there is still “doom and gloom” in the market, the real estate market has bottomed - buyers are back, and bidding wars are even happening again. Pre-Construction condo prices are going to go up, projects will be cancelled but ignore the noise and stay focused long-term.
Read MoreI now have a portfolio of 15 investment properties because the way I have set myself up over the last 8 years has allowed me to expand my portfolio rapidly. Many of the investments were opportunities that came quickly and I had to make a decision on right away. Working with someone who is an expert in the field is a key to maximizing your wealth because if they don’t believe enough in the opportunities they are presenting, why should you?
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