The Toronto real estate market is shifting—and with change comes hesitation. Many potential buyers are asking the same question: “Should I buy now, or wait until fall?”
With more inventory on the market, softening prices, and mortgage rates slowly trending down, it’s a compelling time to buy. But timing your purchase depends on more than market trends—it also depends on your goals, your finances, and your lifestyle
As we approach the latter half of 2025, Toronto's real estate market is exhibiting signs of stabilization following a period of volatility. For both buyers and sellers, understanding the evolving landscape is crucial to making informed decisions. Here's an overview of current trends and what to anticipate in the coming months.
Summer 2025 presents a unique opportunity for homebuyers in Toronto. With the market shifting in favor of buyers, reduced competition, and the advantage of moving during warmer months, this season is ideal for making a real estate purchase.
Toronto's real estate market has shifted significantly. As of April 2025, the average home price in the Greater Toronto Area (GTA) was $1,107,463, marking a 4.2% decrease year-over-year. Notably, active listings surged by 51% compared to the previous year, reaching levels not seen since 1996.
In real estate, buyer’s markets are where the greatest opportunities live. While others hesitate, savvy investors act. And in 2025, Toronto is delivering one of the most investor-friendly climates we've seen in years. With rising inventory, flexible sellers, and declining interest rates on the horizon, this moment is tailor-made for those focused on long-term wealth.
If you've been waiting for the right moment to buy real estate in Toronto, this is it. For the first time in years, the market has shifted in favour of buyers—and it's bringing with it a wave of opportunity not seen since 2019.
For years, buying real estate in Toronto felt like a high-pressure game. Listings vanished in days, bidding wars were the norm, and buyers had to make split-second decisions—often with little room for conditions or negotiation. But in 2025, the tables have turned.
If you want top dollar (even in a slower market), you need to shift your approach. Here are 5 smart strategies we recommend to sellers who want to win, even when the market isn't in their favour.
Buying your first home is a major milestone—but what if that milestone could also be your first step toward building long-term wealth?
It’s been just over a year since the Office of the Superintendent of Financial Institutions (OSFI) implemented a game-changing revision to Canada’s mortgage rules—eliminating the stress test for uninsured borrowers switching lenders at renewal. And now, in 2025, we’re seeing the ripple effects across the mortgage and real estate landscape.
The Greater Toronto Area (GTA) is currently experiencing a significant shift in its pre-construction condominium market. While inventory is abundant at present, a looming shortage is anticipated due to a slowdown in new project launches. This evolving landscape presents both challenges and opportunities for investors and homebuyers.
Explained in 5 Min: With Only $25K I Bought 2 Detached Houses in Toronto Worth $5.5 Million
Every parent should watch this video and make their children watch it with them
or
Every child should watch this video and make their parents watch it with them
How I currently own 2 detached houses in Toronto valued at $5.5 Million Dollars.
Today I discuss why I have been buying Real Estate in Calgary since 2019 - FOLLOW MY Money.
I discuss:
Take advantage of the Buy Low market in Calgary.
Alberta population will grow 48% over the next two decades - twice as fast as Ontario and LEAD CANADA.
Learn about the BOOMING Tech Start-Up Sector in Calgary.
Learn about the multi-national Tech companies choosing Calgary over Toronto and Vancouver.
How Alberta has no closing costs and properties are Cashflow Positive.
When you buy in Calgary you are rewarded with positive Cashflow as you wait for your properties to go up in value.
Today I sit down with Jamie Johnson an Economist and a Real Estate Industry Veteran a career spanning over 5 decades (70’s, 80’s, 90’s, 00’s, 10’s)
We discuss:
How inflation impacts real estate.
How you can use real estate to hedge and profit off of inflation.
What inflation is and his experience with it in the past.
Where he expects the market to go in the future.
This is a MUST watch episode to understand how inflation is going to impact you moving forward in the future and how you can protect against this.
Explained in 5 Min: With Only $25K I Bought 2 Detached Houses in Toronto Worth $5.5 Million
Every parent should watch this video and make their children watch it with them
or
Every child should watch this video and make their parents watch it with them
How I currently own 2 detached houses in Toronto valued at $5.5 Million Dollars.
Read MoreToday I discuss why I have been buying Real Estate in Calgary since 2019 - FOLLOW MY Money.
I discuss:
Take advantage of the Buy Low market in Calgary.
Alberta population will grow 48% over the next two decades - twice as fast as Ontario and LEAD CANADA.
Learn about the BOOMING Tech Start-Up Sector in Calgary.
Learn about the multi-national Tech companies choosing Calgary over Toronto and Vancouver.
How Alberta has no closing costs and properties are Cashflow Positive.
When you buy in Calgary you are rewarded with positive Cashflow as you wait for your properties to go up in value.
Today I sit down with Jamie Johnson an Economist and a Real Estate Industry Veteran a career spanning over 5 decades (70’s, 80’s, 90’s, 00’s, 10’s)
We discuss:
How inflation impacts real estate.
How you can use real estate to hedge and profit off of inflation.
What inflation is and his experience with it in the past.
Where he expects the market to go in the future.
This is a MUST watch episode to understand how inflation is going to impact you moving forward in the future and how you can protect against this.
Read MoreMy favourite question for my mortgage broker is "Who Can Get A Mortgage". Amit's answer "Everyone". Real Estate is a long game. That’s what Alex Wilson Broker Owner of RE/MAX Wealth Builders Real Estate will tell you. In order to play that game you need to get mortgages. In this episode, Alex and Amit will tell you how you can do that and get started on the road to realizing wealth with real estate.
Read MoreStarting at $340,000 to $390,000
3 Years Lease Back By Builder with full property management.
Positive Cash Flow of over $350 per MONTH
Closing Summer 2022
10% down
No HST (5% GST)
No Land Transfer Fees
No Developer Charges
Our upcoming Webinar will go into detail about the changes that are happening in Calgary beyond the headlines.
Read More
