The Toronto real estate market is shifting—and with change comes hesitation. Many potential buyers are asking the same question: “Should I buy now, or wait until fall?”
With more inventory on the market, softening prices, and mortgage rates slowly trending down, it’s a compelling time to buy. But timing your purchase depends on more than market trends—it also depends on your goals, your finances, and your lifestyle
As we approach the latter half of 2025, Toronto's real estate market is exhibiting signs of stabilization following a period of volatility. For both buyers and sellers, understanding the evolving landscape is crucial to making informed decisions. Here's an overview of current trends and what to anticipate in the coming months.
Summer 2025 presents a unique opportunity for homebuyers in Toronto. With the market shifting in favor of buyers, reduced competition, and the advantage of moving during warmer months, this season is ideal for making a real estate purchase.
Toronto's real estate market has shifted significantly. As of April 2025, the average home price in the Greater Toronto Area (GTA) was $1,107,463, marking a 4.2% decrease year-over-year. Notably, active listings surged by 51% compared to the previous year, reaching levels not seen since 1996.
In real estate, buyer’s markets are where the greatest opportunities live. While others hesitate, savvy investors act. And in 2025, Toronto is delivering one of the most investor-friendly climates we've seen in years. With rising inventory, flexible sellers, and declining interest rates on the horizon, this moment is tailor-made for those focused on long-term wealth.
If you've been waiting for the right moment to buy real estate in Toronto, this is it. For the first time in years, the market has shifted in favour of buyers—and it's bringing with it a wave of opportunity not seen since 2019.
For years, buying real estate in Toronto felt like a high-pressure game. Listings vanished in days, bidding wars were the norm, and buyers had to make split-second decisions—often with little room for conditions or negotiation. But in 2025, the tables have turned.
If you want top dollar (even in a slower market), you need to shift your approach. Here are 5 smart strategies we recommend to sellers who want to win, even when the market isn't in their favour.
Buying your first home is a major milestone—but what if that milestone could also be your first step toward building long-term wealth?
It’s been just over a year since the Office of the Superintendent of Financial Institutions (OSFI) implemented a game-changing revision to Canada’s mortgage rules—eliminating the stress test for uninsured borrowers switching lenders at renewal. And now, in 2025, we’re seeing the ripple effects across the mortgage and real estate landscape.
The Greater Toronto Area (GTA) is currently experiencing a significant shift in its pre-construction condominium market. While inventory is abundant at present, a looming shortage is anticipated due to a slowdown in new project launches. This evolving landscape presents both challenges and opportunities for investors and homebuyers.
Explained in 5 Min: With Only $25K I Bought 2 Detached Houses in Toronto Worth $5.5 Million
Every parent should watch this video and make their children watch it with them
or
Every child should watch this video and make their parents watch it with them
How I currently own 2 detached houses in Toronto valued at $5.5 Million Dollars.
Today I discuss why I have been buying Real Estate in Calgary since 2019 - FOLLOW MY Money.
I discuss:
Take advantage of the Buy Low market in Calgary.
Alberta population will grow 48% over the next two decades - twice as fast as Ontario and LEAD CANADA.
Learn about the BOOMING Tech Start-Up Sector in Calgary.
Learn about the multi-national Tech companies choosing Calgary over Toronto and Vancouver.
How Alberta has no closing costs and properties are Cashflow Positive.
When you buy in Calgary you are rewarded with positive Cashflow as you wait for your properties to go up in value.
Today I sit down with Jamie Johnson an Economist and a Real Estate Industry Veteran a career spanning over 5 decades (70’s, 80’s, 90’s, 00’s, 10’s)
We discuss:
How inflation impacts real estate.
How you can use real estate to hedge and profit off of inflation.
What inflation is and his experience with it in the past.
Where he expects the market to go in the future.
This is a MUST watch episode to understand how inflation is going to impact you moving forward in the future and how you can protect against this.
Investing in real estate can be a lucrative venture, but it's essential to understand the different types of properties available. In Canada, residential and commercial properties are two popular options for investors. Both offer unique advantages and disadvantages that need to be considered before making an investment decision. In this blog post, we will explore the pros and cons of investing in residential and commercial properties in Canada.
Read MoreIn the vast landscape of Canadian real estate, two cities stand out for their unique characteristics and investment opportunities — Calgary and Toronto. Both cities offer vibrant urban living, but when it comes to real estate, they present contrasting scenarios. Let's delve into a comparative study of these two markets, highlighting their regulatory environments, taxation, and investment prospects.
Read MoreIn September 2023, the housing market in Calgary, Canada experienced significant growth. The average home price was $549,582, marking a 10% increase from the previous year and a 5.2% rise from the preceding month.
Read MoreGreater Toronto Area (GTA) home sales in September were adversely affected by factors such as high borrowing costs, rising inflation, uncertainty regarding future decisions of the Bank of Canada, and a deceleration in economic growth. Despite an increase in market listings, the average sale price showed a year-on-year rise.
TRREB President Paul Baron expressed that the short and medium-term prospects for the GTA housing market differ significantly. He anticipates that high borrowing costs will persist until mid-2024, after which they will begin to decline. As a result, he expects a surge in demand for ownership housing in the latter half of next year, driven by lower rates and record population growth.
Read MorePurchasing a pre-construction property can be an exciting opportunity to own a brand-new home or investment property. However, navigating the process of buying pre-construction can be complex. One question that often arises is whether you need a real estate salesperson to assist with the purchase. In this blog post, we will explore the benefits of having a real estate salesperson by your side when buying a pre-construction property. We will also discuss the various tasks they can handle, ensuring a smoother and more informed experience throughout the entire process.
Read MorePurchasing a condo can be an exciting milestone in your life. However, the process can seem daunting, especially for first-time buyers. To help you navigate through the complexities of buying a condo, we have put together a step-by-step guide. From understanding your budget and researching the market to making an offer and closing the deal, this blog post will walk you through each stage of the condo buying process, ensuring a smooth and informed experience.
Read MoreWhen it comes to purchasing a home in Ontario, finding the right mortgage lending option is crucial. With numerous options available, understanding the different types of mortgages can help borrowers make informed decisions that align with their financial goals and circumstances. In this blog post, we will explore the various lending options for mortgages in Ontario, shedding light on their features, benefits, and considerations.
Read MoreIn this blog, we explain how you can use your home equity to buy investment properties.
Read MoreFinancing a mortgage can be an effective way to save money and reduce your monthly mortgage payments. Whether you're looking to lower your interest rate, shorten your loan term, or tap into your home's equity, refinancing can offer a range of benefits. However, with so many options available, it can be difficult to know where to start. In this blog post, we'll discuss the best way to refinance your mortgage and get the most out of your homeownership investment.
Read MoreIf you are a condo owner looking to rent out your unit for the first time, it can be a daunting task. However, with some proper research and planning, becoming a landlord can be a great way to generate additional income. In this blog post, we will provide some tips and advice for first-time landlords who are renting out their condo for the first time.
Read MoreThere are plenty of advantages to taking the plunge into a new market—but it’s not something you should do without preparation. Here we provide tips on what to know before getting started when it comes to investing in real estate outside Ontario.
Buying a condo in pre-construction can be an exciting experience, but it's important to understand the interim occupancy and final closing processes before making your purchase.
Read MoreZoning is a crucial component of urban planning as it helps to guide the development of land and ensure the appropriate use of land for various purposes. If you're interested in investing in real estate, understanding zoning laws is essential. In this blog post, we'll explore everything you need to know about zoning in Canada.
As a cottage owner, you may have considered the idea of renting out your beloved family getaway to bring in an extra income. The pros and cons of offering short-term rental accommodation are worth reviewing before making any decisions, especially if your primary purpose is more than just supplementing your finances
Read MoreLearn more about the advantages of investing in preconstruction real estate, including lower prices and tax benefits. Get insights on the best strategies for buying preconstruction condos in Ontario today.
Read More
