For SaleDuplex

124 Church Street

$899,999
8 Bed5 Bath2000-2500 sq ft130d on market
MLS# X12842994Kitchener · N2G 2S4
Bedrooms
8 Bed
Bathrooms
5 Bath
Size (MLS Range)
2000-2500 sq ft
Parking
None

About This Listing

Welcome to this fully renovated Duplex in vibrant downtown Kitchener - a rare cash-flow positive property offering immediate returns and long-term growth. This 2%-storey home features 8 spacious bedrooms and 5 modern bathrooms, divided into two self-contained units, each with its own private entrance for maximum privacy and flexibility. Both units include its own full kitchen and in-suite laundry, making them highly desirable for tenants or multi-generational living. With $5,000 in monthly rental income, this property is cash flow positive, making it a smart addition to any investment portfolio. Utilities are efficient and convenient withseparately metered hydro, plus 2 owned furnaces and 2 owned air conditioners. Enjoy outdoorliving with a private balcony and a fully fenced backyard, perfect for relaxing orentertaining. Located just steps to public transit and within close proximity to major universities and amenities, quick access to major highways, hospital, parks, etc. this propertyoffers unbeatable convenience in a high-demand rental area. Whether you're an investor seekingstrong returns or a family looking to live in one unit while renting the other to supplement your mortgage, this turnkey duplex checks all the boxes. Don't miss this rare downtown opportunity!

Monthly Mortgage (P&I)$3,921
Property Tax (MLS)$203
Maintenance Fees$0
Total Monthly Cost$4,124

Down payment: $180,000 (20.0%) · Mortgage: $719,999

Property tax uses MLS annual tax of $2,431/yr. Uses the standard Canadian semi-annual compounding convention. Estimates only—not a pre-approval or offer of credit. Actual rates and eligibility may vary. Provincial sales tax on mortgage insurance, when applicable, is not included. Consult a mortgage professional for accurate figures.

Property Details

MLS NumberX12842994
Property TypeDuplex
Style2 1/2 Storey
Listing TypeFor Sale
StatusActive
Bedrooms8 Bed
Bathrooms5
Size2000-2500 sq ft
Year Built1951
Parking Spaces0
Parking TypeNone
Property Tax$2,431.11/yr
Days on Market130
Listed2026-03-04
MunicipalityWaterloo
Cross StreetChurch St & Cedar St

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Data last updated: August 22, 2026 at 10:25 p.m.