For SaleDetached

109 3rd Concession Road

$999,900
2 Bed + Den2 Bath1100-1500 sq ft1d on market
MLS# X13666604Greater Napanee, Napanee · K7R 3K7
Bedrooms
2 Bed + Den
Bathrooms
2 Bath
Size (MLS Range)
1100-1500 sq ft
Parking
5 Attached
Lot Size
2-4.99 acres

About This Listing

A truly rare offering with this extensively updated waterfront home on over 4 acres of land, complete with a bonus off-grid cottage right at the shoreline. Properties of this size, character, and versatility are almost impossible to find. The main home has been beautifully updated throughout. The gorgeous kitchen features a huge L-shaped granite island, ample cabinetry, and a propane stove, flowing seamlessly into the dining and living rooms where large panoramic windows capture stunning water views. Two comfortable bedrooms with generous closet space and an updated full bathroom complete the main level, with direct access to your covered 16x24 deck, the perfect spot to enjoy the view. The fully finished lower level offers incredible additional living space, including a large rec room, a huge bedroom with double walk-in closets, and a full bathroom with an enormous tiled walk-in shower. A bonus music room and another bonus room featuring a hot tub and bar create endless entertainment options. Walk out to your stamped concrete patio with direct propane BBQ hookup. Potential to reconfigure the layout to add bedrooms if needed. Outside, 4+ acres provide space to breathe, with multiple detached outbuildings currently used as workshops and storage. A separate private laneway leads directly to the waterfront and your very own bonus cottage with 2 beds with tongue and groove wall and ceiling, a large living room warmed by a cozy wood stove, insulation, and updated windows. The waterfront wraps around two sides, offering a viewing area deck, boat launch, a large dock into the inlet bay, and even a dedicated kayak storage building. Fish, swim, paddle, or simply soak it all in. Home, cottage, workshops, acreage, and water. This is a one of a kind property that must be seen to be fully appreciated.

Monthly Mortgage (P&I)$4,356
Property Tax (MLS)$462
Maintenance Fees$0
Total Monthly Cost$4,819

Down payment: $199,980 (20.0%) · Mortgage: $799,920

Property tax uses MLS annual tax of $5,547/yr. Uses the standard Canadian semi-annual compounding convention. Estimates only—not a pre-approval or offer of credit. Actual rates and eligibility may vary. Provincial sales tax on mortgage insurance, when applicable, is not included. Consult a mortgage professional for accurate figures.

Property Details

MLS NumberX13666604
Property TypeDetached
StyleBungalow
Listing TypeFor Sale
StatusActive
Bedrooms2 Bed + Den
Bathrooms2
Size1100-1500 sq ft
Lot Size2-4.99 acres
Year Built1985
Parking Spaces5
Parking TypeAttached
Property Tax$5,547.49/yr
Days on Market1
Listed2026-08-12
CommunityGreater Napanee
MunicipalityLennox & Addington
Cross StreetSouth Shore Road and Third Concession Road

Listing provided by RE/MAX FINEST REALTY INC., BROKERAGE

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Data last updated: August 23, 2026 at 12:25 a.m.