Toronto Condos Are Cash Flow Positive Again (Here’s The Math)

The Math Works Again for Investors:

👉 You can now buy cash-flow positive condos in Toronto.

For the first time in years, Toronto condos are cash-flow neutral (or even slightly positive).

Example:

A 2 Bedroom, 2 Bathroom condo sold at 27 Bathurst in November for $550,000 ( A Building I also own in).

With 20% down, a 3.8% mortgage, plus property taxes and maintenance fees, your carrying costs are approximately $2,750 per month.

Monthly rent on this unit is $2,800.

Now add the wealth building:

Principal Payback Over 5 Years = $43,396

Appreciation 3% Compounded Annually = $137,600

(Note the total value of that condo would be $637,600

Over five years, the increase in equity is $180,000+.

This is exactly how first-time real estate investors build equity and grow their portfolios: buy undervalued, cash-flow positive properties that appreciate over time.

It’s a proven ladder — and one I’ve personally used over 15 years to grow my portfolio to 15 condos, 2 triplexes, and an apartment building in Hamilton worth a combined $15 million.

Want Help Creating Your Strategy?

If you want to talk through:

• Buying your first condo

• Adding an investment property

• Selling or repositioning assets

• Building a long-term portfolio

Book a call with Alex - click here

Alexander J. Wilson

#2 Individual RE/MAX Agent for Closed Sales in Canada 2024

#1 Individual RE/MAX Agent for Closed Sales in Canada 2022 

Member of RE/MAX Circle of Legends

Broker Owner 
RE/MAX Wealth Builders Real Estate

Email: alex@remaxwealth.com

Office: (416) 652-5000
Mobile: (416) 996-5181

If you are moving ANYWHERE in the world - contact me... I know the best agents.